Çelik, Tuncay, and Levent Citak. “Banking Competition, Financial Liberalization and Economic Growth: Evidence from Turkish Economy During the 1990-2014 Period”. International Journal of Economics and Financial Issues, vol. 6, no. 4, Oct. 2016, pp. 1750-5, https://econjournals.com./index.php/ijefi/article/view/3080.