Hong, Cheng-Yih, et al. “The Discriminant Analysis on Mortgage Defaults and Decision Making Between Commercial Banks and Local Banks: An Application of Decision Making Trial and Evaluation Laboratory - Factor Decomposition Method”. International Journal of Economics and Financial Issues, vol. 8, no. 2, Mar. 2018, pp. 108-12, https://econjournals.com./index.php/ijefi/article/view/6012.