Milonas, Natasa, and Gary van Vuuren. “Simulating Credit Loss Distributions: Empirical Versus the Vasicek Model”. International Journal of Economics and Financial Issues 14, no. 2 (March 18, 2024): 77–88. Accessed December 23, 2024. https://econjournals.com./index.php/ijefi/article/view/15698.