Isa, Mohamad Yazid, Ahmad Khilmy Abd. Rahim, Asmadi Mohamed Naim, and Muhammad Zarunnaim Haji Wahab. “The Issues of Second Layer Charging Fee in Wakalah Takaful Model Practices”. International Review of Management and Marketing 7, no. 2 (April 13, 2017): 378–383. Accessed November 22, 2024. https://econjournals.com./index.php/irmm/article/view/4175.